This evening I found myself living the Visa debit card commerical. I was in line paying for something and I was behind someone paying with coins… Pennies! The total was $3.72 for a 2 liter soda and a can of SPAM (note correct and legal spelling). The rest of us joked alittle after the person left. I, of course, used my ATM card. As I left, the person returned to the store. I wonder for another purchase or return???